Program available in about 45 states (No in NY,NJ, Mass, Del, Md) and it is admitted paper in all but Tx and Va. Auto liabilty to $10,000,000; self-insured retentions ot liability deductibles, fleet PD, Cat PD, Garage Liability, Umbrella Liability, Comprehensive general liability, PD, Customized coverage

All lines

E&O for Plan Administrators & Pension Consultants

E&O for Broker Dealers with 100 Registered Representatives or less

LIABILITY LIMITS TO $1 MIL CSL PHYSICAL DAMAGE UP TO $75,000 ON STATED AMOUNT BASIS PROPERTY DAMAGE LIMITS $100,000 SYMBOL 1 Up to 20 units

Apartments, Restaurants/Bars/Taverns, Condominiums, Convenience stores, Gasoline stations, Dwelling (Lessor’s risk only, Hotels, Jewelry stores, Machine shops, Painting contractors, Sandblasting Tax preparation services, Stand alone OCP

Limits up to $25 million

P&C Coverage for FL High Rise Condos & Apts.

Credit Insurance for businesses selling on “open account”. Coverage for default by an insured’s customers (buyers) as a result of bankruptcy, slow-pay and political risk. Coverage available for All Buyers, Selected Buyers, or Single Buyer. A Credit policy can help insureds increase sales by extending more credit.

All Lines, E&O

Practice protection for Dentists, Dental Students and E & S program for dentists

E & S Property

Specific Exess of Loss catastrophic protection and Aggregate Excess of Loss for employers self insuring their employee benefits.

All Lines

Helps health plans, jumbo self-funded employers, Taft-Hartley and other funds and other business coalitions evaluate, analyze and implement measures to secure and maintain cost-effective, quality prescription drug programs.

Excess Flood

Facultative Reinsurance $500K - $1M and Facultative Excess Worker's Comp above $1,000,000 and below $2,500,000 through Hanover Re

Procedure Complication Coverage Egg & Sperm Donor / Recipient Insurance Surrogate Expense Liability Insurance Surrogate / Donor / Recipient Life & Disability Clinic or Agency General and Professional Liability Clinic or Agency Workers Compensation Clinic or Agency Automobile Clinic or Agency Excess/Umbrella Clinic or Agency Property /Marine Sperm/Egg Banks or Cryogenic Clinics

Modified ALS 67 Form including faulty workmanship; $1,500 Minimum premium; One page application; Available in All States Very Competitive rates Available for Either Habitational or Commercial Construction Can Include All Contractors and Subcontractors

E & O, D & O, Bonds, Life and P&C

Specific Excess of Loss, Quota Share and other catastrophic risk protection for heath plans and health insurers nationwide and in Puerto Rico, including commercial, Medicare and Medicaid plans.

Specific Excess of Loss catastrophic protection for physician and hospital organizations accepting risk-based reimbursement, or "capitation," from health plans.

Broad Coverage, including Business Class

E&O for Property & Casualty Agents

E&O for Life Agents

Lawyers Prof. Liab. For Law Firms with 1 – 10 Attorneys

Practice Protection For Law Firms with 11 or more Attorneys

Including Managed Care E&O, D&O coverage especially developed for the managed care industry

Coverage includes:TWM&C, Alternate Employer, Blanket Waiver of Subrogation, In Rem, Gulf of Mexico Extension. We can Amend Exclusion “A” to cover employees while onboard owned/operated watercraft. WE CAN QUOTE “OVER THE PHONE” Will consider “Hard” as well as “Soft” MEL Accounts, Including Divers, Caterers, Welders, Labor Contractors

Mortgage Impairment

Lender Placed Hazard Ins. For Mortgage Servicers

Bridge 60

Portfolio Guard

Equishield

Package products for Ind. Taxing Districts (Mosquito Oper.), WC

Ocean Cargo. In-Transit and At-Rest coverage. Seemless coverage from Supplier to Consignee. Foreign and Domestic Warehouses, Processors and Internal Transits. Exhibitions and Salesmen. Domestic and International Shipments.

Prof. Liability for Optometrists and Opticians, Business Owners, WC, Inland Marine

Package Insurance to Business Shippers

BOP coverage with Delivery for Independent Owners

Lawyers, Accountants, Architects/Engineers, Insurance Agents, Miscellaneous (non-medical), Physicians/Surgeons/Hospitals, Allied Healthcare Professionals/Facilities, D&O, EPL, Fiduciary, Crime, Public Officials. Primary and Excess. Standard and non-standard. Combo PL/GL for some classes. Currently licensed in LA, TX, OK, TN, AR, AL & MS.

All Classes, All States [no KY or IL)

Serve Public Entitles: Cities, Schools, Counties & Special Districts; P&C Public Sector

Package Products For RR related industries-RR Contractors

Liability. For companies New In Biz, No Prior Insurance, MP $15,000. NO owned auto coverage

Errors & Omissions Coverage

E&O Insurance for Broker/Dealers, Reg. Reps, RIA & Insurance Agencies

All Lines, Commercial, E&O

Sub-Division Bonds Environmental Bonds Environmental Contractor Bonds Non-Standard Surety Bonds Well Plugging and Abandonment Bonds Escrow/Funds Control & Bonding

All Lines

Student accident, student athletic, student health, and catastrophic accident insurance coverages for K-12 students.

Errors & Omissions Coverage

Enables health plans and self-funded employers to transfer the risk of increasing frequency and severity of organ and tissue transplant claims.

Umbrella limits of $10, $25 and $50 Million provided through a Risk Purchasing Group. Eligible risks are Lessors Risk Only properties including habitational (condos, HOAs, Apartments), strip malls, office buildings, mercantile buildings, warehouses. Available in various States.

$10mill, GL 1/2/2 E/L 5/5/5. Contractors, Retail, Habitational, Restaurants. Select States: CO IA ID IL KS MO MN NE OK OR SD UT WA WY

EXAMPLES OF ACCEPTABLE CLASSES: • Shipyards • Stevedoring/Freight Handling • Boat Building and Repair • Marinas • A/C Heating Contractors • Electrical Wiring • Jetty or Breakwater Construction • Pile Driving • Engineers • Loading and Unloading Cargo for Vessels • Ship Repair • Crane Service • Boiler and Engine Repair

Kwik Risk

On-line wedding cancellation insurance with an optional liability endorsement